Collect payments, split earnings, and withdraw in your preferred currency, all from your Endow Wallet.
How Banking with Endow Works
A creator-friendly flow from income to spending. No apps to switch between. No complicated setup.
Earn
Receive automated payouts from your sales across platforms, digital products, and services.
Split
Instantly distribute earnings to collaborators — no spreadsheets, no follow-up messages.
Spend
Pay, transfer, or withdraw using your Endow Wallet or virtual card. It works just like a regular bank.
Note
Every transaction is recorded in your Wallet Dashboard with full transparency.
With your Endow Wallet, you get virtual bank accounts and cards in both NGN and USD. Receive international payments and spend like a global business without leaving your dashboard.
Managing money as a creator shouldn't feel like a full-time job. Endow gives you tools to streamline everything from revenue to reconciliation.
Multi-Currency Wallets
Hold, convert, and spend in NGN and USD with ease — no need for multiple apps.
Built-In Revenue Splits
Collaborators are paid automatically. You focus on creating, not calculating.
Invoicing
Every payment, payout, and transaction is tracked in your wallet — down to the last kobo.
Vaults
Effortlessly organize your income into personalized savings pockets. Set financial goals, lock funds for safekeeping, and manage your growth with confidence using Vaults.
Payment & Support Links
Create smart, trackable payment links to sell products, collect tips, or receive support—no storefront needed. Just share your link and start earning.
Pay Collaborators Without Lifting a Finger
Simply tag your collaborators to any product, and Endow takes care of the rest.
A Sale Is Made
Customer makes a purchase through your store or product link.
Revenue Splits Instantly
Your set wallet split percentages are automatically triggered.
Creators Receive Their Share
Each collaborator gets their payout directly no manual transfers required.
Trusted Infrastructure.
Transparent by Default.
Endow leverages bank-level infrastructure, real-time auditing, and full CBN compliance to keep your funds secure and accessible.
End-to-End Encryption
PCI-DSS Compliant
KYC Verified Accounts
CBN-Insured via 9PBS Bank
Disclaimer:
Endow is a financial technology company, not a bank. Banking services are provided by 9PBS Bank, licensed by the Central Bank of Nigeria (CBN). Funds in your wallet are CBN-insured.
